Our firm is currently seeking a few good class representatives for an ongoing lawsuit against JP Morgan Chase, Inc. which was filed in October of 2009.
We are looking for: 1) you must have had your checking account overdrafted one or more times, incurring fees of approximately $35 per overdraft; 2) overdrafts could be due to a check or debit debit card transaction; 3) you must have saved your paperwork; 4) you must have replenished your account to correct the overdraft and the fee within a day or two after you were notified of the overdraft situation.
As explained otherwise on this blog, overdraft fees in most cases are illegal. The bank does not incur any actual damages when it returns a check or it accepts a debit card transaction, knowing your account will be overdrafted when it could have declined the transaction. Both of these are forms of consumer fraud and deceptive trade practices under Illinois law. The banks do not get to take fees when they have not done any work. There is no money for nothing and chicks for free in life, and this includes the banks.
I prefer plaintiff who are responsible, responsive and are tech savvy and who are good at email and check and return emails promptly.
Ex-chase employees are preferred.
You will be compensated for your time, if and when the case is won. You will turn in your hours and the judge will set your hourly rate based upon your performance and experience. Generally, $10 to $20+ per hour is not atypical for a class action representative, and there are those making more than this amount.
If you are a Chase ex-banker or teller, you may make a reasonable hourly rate as you did at Chase. If you are an accountant or other professional, you may be awarded that rate for your work.
Please email me further at JoAnne@denisonlaw.com
thanks
Monday, December 6, 2010
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